Welcome to SM Insurance Services

At SM Insurance Services, we are dedicated to providing comprehensive insurance solutions to protect you at every stage of your life. Our team is committed to helping you find the perfect coverage for your needs.

Our Insurance and Solutions

At SM Insurance Services, we believe that every chapter of life deserves to be protected and well-planned. Our motto says it all: Protection for Every Chapter.

We provide comprehensive solutions: life, auto, home, and business insurance (including liability, workers’ compensation, and employee benefits), along with estate planning through wills and trusts. But we go beyond traditional services. We also offer advanced financial strategies such as Advanced Marketing, the Insurance business Concept (IBC), and Debt Free Life—designed to help our clients to save, protect, grow, and free their finances while building a strong future.

As a bilingual team proudly serving English- and Spanish-speaking families in Colorado, we are committed to offering trusted guidance and peace of mind every step of the way. No matter where life takes you, we’ll be by your side with protection that grows with you.

With us, you’ll find everything in one place: protection, strategy, and peace of mind for you, your family, and your business.

Life

Personal Insurance

Commercial Insurance

Employee Benefits

                                                          Living Trust & Legacy Planning

Why Work with Us

  • Personalized Guidance – Every client receives a tailored plan based on their unique needs and goals
  • Comprehensive Protection – From auto and home to business, life, and employee benefits, we cover every stage of life.
  • Trusted Carriers – We partner with leading insurance providers to ensure reliable coverage.

 

  • Affordable & Flexible Plans – Options that fit every budget without compromising on protection.

  • Fast & Hassle-Free Service – Quick quotes, clear explanations, and no hidden surprises.

 

 

  • Employee Benefits Solutions – Strengthen your business with competitive benefit programs.

  • Advanced Planning Strategies – Living Trusts and financial strategies to protect your future and legacy.

  • Ongoing Support – We’re here for you long after your policy is issued, ready to help whenever you need us.

  • Bilingual Service – Assistance in English and Spanish for your comfort and convenience.

  • Community-Focused – We care about building long-term relationships, not just selling policies.


 

Trusted by our Clients

“I have been a client of SM Insurance Services for years and I couldn't be happier with the service I have received. They have always gone above and beyond to make sure I have the best coverage possible.”

John Doe

The Best Protection and Planning Start Today

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About us

SM Insurance Services is a locally owned and operated insurance brokerage based in Colorado Springs, Colorado. Our team of experienced agents is dedicated to helping clients find the best coverage options to protect their assets and loved ones.