Workers’ Compensation Insurance is designed to protect both employers and employees when workplace injuries or illnesses occur. It covers medical expenses, rehabilitation costs, and lost wages for employees, while also protecting the business from potential lawsuits related to workplace accidents. Having this insurance is not only a legal requirement in Colorado but also a critical safeguard that shows you care about your team’s well-being and your company’s stability. At SM Insurance Services, we simplify the process by comparing quotes from trusted carriers and helping you design a plan that meets state requirements and fits your budget—so you can focus on running your business with confidence.